Monique & Steve
Monique & Steve: Medical Professionals
"We're always on the go. We need someone to take care of ensuring we reach our financial goals."
Steve: I'm a physician and Monique's a dentist. The first few years out of school were tough but now our loans are paid off. We ski and golf so we've had our eyes on this little chalet in a resort about two hours from Ottawa. With the way that interest rates are these days, we're not sure what type of mortgage to choose and how much of a down payment we'll need.
Monique: We both have professional corporations and want to see how we can minimize taxes and maximize our investments to provide for our retirement. Wealth Strategies advised us that we can restructure our cashflow/share ownership to save thousands a year.
Steve: Neither of us will ever have a pension so we've each opened an RSP. As we both have professional corporations, we were not sure if RRSP's are the right vehicle anymore. As well how do we structure our insurance and estate to be the most efficient possible? Wealth Strategies made some suggestion that will save thousands on our estate fees for our heirs.
Monique: We have so many goals and so little time to spend on planning so we need an advisor to help map it all out and keep us on track. Just tell us what to do and we'll make it all happen.